Asset Allocation
This Month — Spending by Category
Monthly Spending Trend (last 6 months)
Savings Breakdown
| Type | Value (₹) |
|---|
This Month Spending
| Category | Amount (₹) |
|---|
🔔 Upcoming Reminders
⚡ Quick Add Expense
📅 FD / Savings Maturing Soon (90 days)
Asset Allocation
P&L by Asset Class
Asset Class Breakdown
| Asset Class | Holdings | Invested ₹ | Current ₹ | P&L ₹ | P&L % | Allocation |
|---|
💰 Salary & Tax Tracker
Upload payslip PDFs to track gross/net salary, income tax, bonus, and allowances. View and download stored payslips.
Upload Payslip PDF
Monthly Payslips
| Month | Basic | HRA | Special | Bonus | On-Call | Gross | Income Tax | PF | NPS | Net Pay | Member |
|---|
💸 Expenses
| Date | Description | Category | Mode | Amount (₹) |
|---|
Monthly Budget
Set Budget
Budget vs Actual
| Category | Budgeted (₹) | Spent (₹) | Remaining | Progress |
|---|
Savings
Add / Update Savings
| Account | Bank | Invested | Balance | Interest | TDS | Details |
|---|
Gold Holdings
📈 Today's Gold Rate
Add Gold
| Item | Weight | Paid ₹ | Rate ₹/g | Value ₹ | P&L ₹ | Entries |
|---|
🪙 Gold Schemes / Chit
Track monthly gold investment schemes (GRT, Tanishq, Kalyan). Pay monthly, receive gold on maturity. Once completed, gold moves to Gold Holdings.
Add Scheme
Schemes
| Scheme | Monthly | Paid | Progress | Total Invested | Gold Accumulated | Status |
|---|
👶 Child Investment Plans
Track guaranteed savings plans for children — SBI Life, LIC, HDFC etc. Monitor premiums paid, guaranteed additions, and maturity projections.
Your Plans
| Plan | Child | Premium | Paid | Total Invested | Maturity Value | GA Rate | Period | Progress |
|---|
🔐 Lockers
Track bank lockers, what's currently kept in each, and a dated log of every visit.
Add Locker
Your Lockers
| Locker | Bank | Number | Member | Items | Est. Value | Rent funded by | Last Visit | Status |
|---|
Silver Holdings
📈 Today's Silver Rate
| Type | Label | Wt(g) | Buy ₹/g | Making ₹ | GST% | Total Paid ₹ | Cur ₹/g | Cur Value ₹ | P&L ₹ |
|---|
Real Estate
| Property | Location | Area | Total Cost ₹ | Market Value ₹ | P&L ₹ |
|---|
Stocks
Buy Stock
Add each purchase as a separate lot. You can buy the same stock multiple times on different dates.
📈 Update Current Prices
🔄 Stock SIP (Systematic Investment)
| Symbol | Company | Qty | Avg/Buy ₹ | Current ₹ | Invested ₹ | Value ₹ | P&L ₹ | Lots |
|---|
Mutual Funds
📊 Update Current NAVs
🔄 SIP (Systematic Investment Plans)
| Fund | Units | Avg NAV | Cur NAV | Invested ₹ | Current ₹ | P&L ₹ | Lots |
|---|
🏛 Bonds
Track Corporate Bonds, RBI Bonds, G-Sec, SDL, NCD, Tax-Free Bonds, SGBs, T-Bills — with coupon payments and secondary market sell.
| Name | Type | Broker | Invested ₹ | Current ₹ | Rate | Next payout | Maturity | P&L | Interest Earned |
|---|
💳 Credit Cards
Add Card
| Card | Limit ₹ | Outstanding ₹ | Utilization | Bill/Due |
|---|
Money Lent
| Borrower | Amount ₹ | Status | Entries |
|---|
💰 Money Borrowed
Track money received from others — property advances, loans from friends/family, deposits, etc.
Add Borrow
| Source | Amount ₹ | Status | Entries |
|---|
🎁 Moi Panam — Function Gift Ledger
Track Moi Panam received at your functions and given at others'. See who you owe and who owes you — an essential social obligation tracker.
Add Function / Occasion
| Type | Date | Total Moi ₹ | Member | Notes |
|---|
Insurance Policies
| Type | Provider | Policy No. | Sum Assured ₹ | Premium ₹ | Freq | Start | End | Premiums Paid |
|---|
🏦 Loans
| Loan | Outstanding | Rate · EMI | Progress | Period | Status |
|---|
✈️ Travel & Trips
Track travel budgets and expenses separately. Create trips for vacations, business travel, or weekly commute.
Create Trip
Add Travel Expense
🎯 Financial Goals
Add Goal
| Goal | Target ₹ | Saved ₹ | Remaining | Progress | Target Date | Notes |
|---|
🏥 Health Tracker
Track checkups, vaccinations, health expenses, and medical documents for the whole family.
Add Health Record
| Date | Type | Description | Provider | Next Due | Notes |
|---|
🔄 Recurring Expenses
Add Recurring
✅ Recurring items are automatically added as expenses on their due date.
Active Items
| Name | Category | Amount ₹ | Frequency | Target | Next Due | Status |
|---|
📅 Calendar View
📋 Execution Log — What the scheduler auto-created
📊 Reports
One-page report: all assets, liabilities, net worth, income, expenses, and insurance.
⬆ Import from INDmoney / CSV
Supported Formats
| Source | What gets imported | How to export |
|---|---|---|
| INDmoney — Stocks | Stocks portfolio | App → Stocks → ⋮ → Export CSV |
| INDmoney — Mutual Funds | MF holdings | App → Mutual Funds → ⋮ → Export |
| CAMS / KFintech CAS | Mutual fund transactions | camsonline.com → Mailback → Detailed Statement |
| Generic CSV | Stocks, MF | Any CSV with standard column names |
Upload CSV File
CSV Templates
Download a template, fill it in, and import:
📋 EPF Passbook Import
Upload your EPFO passbook PDF to import contribution data into Savings.
📊 NPS Statement Import
Upload your NPS Transaction Statement PDF — supports both Protean (eNPS) and KFintech (CRA) formats, including NPS Vatsalya. Format is auto-detected. Password-protected PDFs are supported (you'll be prompted for the password).
🚗 Vehicles
Track vehicles, fuel, service, maintenance, repairs, insurance, and more.
| Vehicle | Make / Model | Fuel · Odometer | Insurance Expiry | Purchase Price ₹ |
|---|
🎓 Education Expenses
Track school/college fees and education spending separately for each child. Attach bills for records.
| Child | School year | Institution | Academic year | Entries | Total ₹ |
|---|
🔔 Payment Reminders
Auto-generated reminders for recurring payments, insurance premiums, loan EMIs, borrows/lends, locker rent, vehicle insurance, credit card bills, property documents, health follow-ups, and bond/gold-scheme/child-plan maturity.
📁 Documents & Bills
Centralized storage for all bills, receipts, payslips, and documents. Files are stored in a persistent volume.
Upload File
| File | Category | Description | Related | Size | Uploaded |
|---|
☁️ My Drive
Personal file storage — folders, large files, search, and shareable links, shared across the family account.
👥 People & Access
Your account, your household, and who can see what
👤 My Account
🔒 Change Password
🔐 Session & Security
⚠️ Danger Zone
Permanently delete your account and all associated data. This cannot be undone.
💼 Career / Work History
Track your career — companies, roles, CTC, experience, and documents.
Add Company
+ More Details
Work History
| Company | Role | Period | Duration | Joining CTC | Last CTC | Emp ID | Exp Letter |
|---|
⚙ Settings
Preferences
🎨 Manage Themes
Uncheck a theme to hide it from the switcher in the sidebar. It stays disabled until you re-enable it here.
🔤 Typography
Customize font family and size across the app. Changes are saved in your browser.
Preview
The quick brown fox jumps over the lazy dog. ₹1,25,000.00
📧 Email Summary
Get your financial summary delivered to your inbox. Send it whenever you want, or set up automatic scheduling.
Leave dates blank for current month. Leave "Send To" blank to use the default recipient.
Sending is configured on the server. See Help → Quick Reference for the settings and how to set them.
Backup & Restore
Full restore. ⚠️ Replaces all data.
ZIP of CSVs. ⚠️ Replaces all data.
Lists
The values that appear in dropdowns across the app.
About
| Backend | Python + FastAPI |
| Frontend | Node.js + Express |
| Database | PostgreSQL |
| Infrastructure | OpenStack + Terraform + Docker |
🧮 Income Tax Calculator
New Regime (FY 2025-26) — Salary + Interest + Dividends + Capital Gains
📖 Documentation
In-app guide for all features. Select a section below.
Select a section above to view documentation.
💰 Dividend Tracker
Track dividends received from stocks and mutual funds
Add Dividend
Dividend History
| Date | Type | Symbol | Amount (₹) | Dividend Type | Member | Notes |
|---|